Toby Rippetoe Lending

Equipment Financing

As the old adage goes, money makes money. When you’re trying to grow your small business and need some new equipment or machinery for it, an Equipment Loan could be just what you need! You can use this type of loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.

Toby Rippetoe Lending

Equipment Financing

As the old adage goes, money makes money. When you’re trying to grow your small business and need some new equipment or machinery for it, an Equipment Loan could be just what you need! You can use this type of loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.

MAX LOAN AMOUNT

Up to 100% of Equipment Value

LOAN TERM

1 – 8 Years or Expected Life of Equipment

INTEREST RATES

As Low as 4.59%

TIME FOR APPROVAL

As Little As 2 Day

MAX LOAN AMOUNT

Up to 100% of Equipment Value

LOAN TERM

1 – 8 Years or Expected Life of Equipment

INTEREST RATES

As Low as 4.59%

TIME FOR APPROVAL

As Little As 2 Day

How It Works

A small business equipment loan could be the right option when your business needs a

certain piece of equipment to get started or reach the next level in their industry.

  • Types of Equipment

We help you finance many different types of equipment, including construction, medical, IT, energy, office, restaurant supplies, vehicles, and trucks.

  • Collateral Equipment

You can leverage existing owned equipment to get a loan using your equipment as the collateral even if your credit rating is not so good.

  • Tailored Approval

We will assist you in getting the right equipment financing program and make sure your approval is custom-tailored to fit your business needs.

How It Works

A small business equipment loan could be the

right option when your business needs a

certain piece of equipment to get started or

reach the next level in their industry.

  • Types of Equipment

We help you finance many different types of equipment, including construction, medical, IT, energy, office, restaurant supplies, vehicles, and trucks.

  • Collateral Equipment

You can leverage existing owned equipment to get a loan using your equipment as the collateral even if your credit rating is not so good.

  • Tailored Approval

We will assist you in getting the right equipment financing program and make sure your approval is custom-tailored to fit your business needs.

What Businesses Qualify?

Equipment financing is the perfect option for a company that needs equipment but doesn’t want to use all their own cash flow to buy it. This type of loan will help you acquire equipment without any upfront money, while also acting as a valuable form of collateral in case anything goes wrong and your business needs to borrow more cash down the line.


Equipment financing approvals are based on personal and business credit scores, industry type, positive trade history, existing trade lines, Debt Coverage Service Ratio and the equipment quotes provided by the business owner.

What Type of Equipment?

You might think that our underwriting team is just concerned with your borrowing history, but the type of equipment you are purchasing could also play a role in whether or not we approve your loan. If you’re looking to invest in something high-value and value retaining, then even if your credit profile isn’t perfect yet we may be able to work out an agreement for financing – as long as it’s within budget!

The Advantages of an Equipment Loan

Equipment financing is a great way to make sure that you don’t have to spend all of your

money upfront. It also allows for any necessary maintenance and repair costs, which are

often overlooked when buying something outright. You can also:

Equipment financing is a great way to make sure that

you don’t have to spend all of your money upfront. It

also allows for any necessary maintenance and

repair costs, which are often overlooked when

buying something outright. You can also:

  • Avoid Large Upfront Costs For Equipment Purchased
  • Finance Up To 100% Of The Used And New Equipment
  • Get Tax Advantages Under IRS 179
  • Pay Back The Loan in 3 months to 8 years
  • Avoid Large Upfront Costs For Equipment Purchased
  • Finance Up To 100% Of The Used And New Equipment
  • Get Tax Advantages Under IRS 179
  • Pay Back The Loan in 3 months to 8 years
  • Get Approved Fast
  • Do Less Documentation
  • Get Approved Fast
  • Do Less Documentation

Let’s Get You Funded

We help your business grow and can even secure start up funding.

What do you qualify for?

Getting the right business loan is a lot easier than you think. We help you identify exactly what you qualify for and what program is going to be the best fit to suite your specific needs. See what you qualify for today completely risk free!

**Secure E-Sign Application - Applying won't impact your credit score.

  • Must have a Business Bank Account for most programs
  • Both location and operation of Business must be in the United States of America or Canada
  • Must not have an open bankruptcy
  • No default history with lenders within the last year

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